What health insurance is the best if you are permanently disabled?

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LizziB

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09/29/2023 at 10:55 PM

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LizziB

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Hello everyone,

How are you doing today?

It's tough to evaluate and select health insurance, especially when you live with a chronic condition. Let us help one another.

Share your experiences with health insurance! What companies have you had a plan with? What type of marketplace plan was it (PPO, HMO, etc.)? What about deductibles and copays? What have you learned about Health Insurance that you can share with our members?

Take care,

Lizzi from the Carenity team

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gommer1

10/06/2023 at 12:56 AM

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gommer1

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have a bad leg as well as bad lungs and dr. want to wait till the arteries in my leg close shut so he can Amputate it I understand it is a lot more money for Dr and hospital than surgery to open artery and save my leg

What health insurance is the best if you are permanently disabled? https://www.carenity.us/forum/other-discussions/procedures-and-paperwork/what-health-insurance-is-the-best-if-your-perm-5500 2023-10-06 00:56:47

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mikejason

Edited on 11/28/2023 at 11:14 AM

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mikejason

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It's great that you're planning ahead for your bungee jumping trip. When it comes to health insurance for extreme activities, I'd recommend looking into comprehensive travel insurance plans that specifically cover adventure sports and potential long-term consequences travel insurance for golf. Check out providers like travel insurance for golf. They often include coverage for medical emergencies, evacuation, and disability resulting from adventurous activities. Don't forget to carefully review the policy details, including coverage limits and exclusions. Safe travels and enjoy the bungee jumping!

herringbur

Edited on 11/28/2023 at 11:14 AM

herringbur

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@mikejason [This content has been moderated by an administrator] So what is the procedure to register for insurance?

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asaan32

Edited on 11/15/2024 at 11:45 AM

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asaan32

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My experience has shown that PPO plans tend to be more flexible, especially if you need to see specialists frequently, since they allow you to go out-of-network if necessary. High deductibles can be a hurdle, but I've found that the plans with lower copays for routine visits are helpful in the long run.

When I was exploring options, I looked into group benefits through https://www.taylorbenefitsinsurance.com/, which focus on those plans. They tend to have lower out-of-pocket expenses compared to individual plans, which can be a big help with ongoing medical needs.

What health insurance is the best if you are permanently disabled?

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